What exactly does this mean? It relates to how we are tackling the route to financial independence (FI).
When we first started down this path a year ago. Every little change we made was exciting and celebrated. If only between the two of us. That trend of keeping it between the two of us has only grown over time. Starting this blog and trying to share nuggets of knowledge is without a doubt the most outrageous thing we have attempted in the last two decades. To say we are out of our comfort zone would be an understatement.
The idea of being financially independent can be a very appealing thing though. Who doesn’t want to have to worry about money for survival? To be able to live every day to the fullest doing whatever brought you the most joy. If that’s not motivation, I don’t know what is.
Seeing what is possible with FI makes you want to shout it from the mountaintops.
Sharing this life-changing paradigm with your family and friends would seem like the next logical step. I say this with the realization that not everyone is at the same place on their financial journey through life. It’s easy for me to say that everyone should be saving at least 40-50 percent of their earnings. We are at the accumulation level on our path to FI. That means we are able to save most of our excess income for future expenses. To explain this concept, please check out this post by the Mad Fientist on his hierarchy of financial needs.
We now take the breadcrumb approach when the subject of money does come up. Toss out a few crumbs here and there and see how they are received. If more information is desired, then they’ll come back to you and ask. Nobody likes to be preached to on the subject of money.
We hope that maybe our example will show others a different path. Somebody must blaze the trail for others to follow, right? We know we are doing what is best for our own situation. Everyone else needs to make that decision for themselves. There’s a reason it’s called personal finance, right? 😉